We develop compliance programs, conduct risk assessments, and provide ongoing monitoring to ensure your trust operations adhere to regulatory standards and protect you from compliance risks.
Benefit from ongoing compliance and regulatory support, helping your organization address issues efficiently without hiring additional staff. Our experts optimize resource allocation, ensuring best practices while allowing your team to focus on core business priorities effectively and efficiently.
Manage risk across your entire operation. This system integrates risk management into the strategic planning process, ensuring comprehensive risk assessment and mitigation. This proactive approach to risk management enhances the stability and performance of RIAs.
Designed to help trust departments within community banks more efficiently satisfy compliance functions, Pohl Consulting’s goal is to provide you with compliance accountability for your trust activities and enhance your credibility with regulators.
Meet regulatory expectations by implementing a numerical risk rating system at the account level. We evaluate and manage risk by assigning a numerical rating to each account using a questionnaire for numerical ratings, a user manual, suggested policy and procedural language, and a consultation for implementation.
Achieve the ideal policy and procedure balance with PolicyCompare. Maintaining and updating policies and procedures can be challenging, especially in today's ever-changing regulatory landscape. PolicyCompare delivers tailored insights and recommendations to allow you to review, maintain, update, and enhance policies and procedures to match industry best practices.
Establish robust compliance frameworks. Our comprehensive compliance testing, monitoring, and reporting ensures you adhere to regulatory requirements, mitigating compliance risks and supporting continuous improvement in compliance practices.
E. Loyd Pohl, CEO | Pohl Consulting & Training
We specialize in helping organizations remediate audit and examination findings effectively and efficiently while minimizing any impact to business goals. A poor examination report and or a downgrade in trust ratings jeopardizes all other accomplishments. If you experience an examination/audit that identifies areas of your trust organization needing attention, our experienced consulting professionals will guide you through the post-examination process with precision and expertise as quickly as possible so focusing on serving your clients does not skip a beat.
Get the help you need to address risk management issues, either as part of a broader enterprise risk management program for the entire organization or focused solely on specific organizational needs. We ensure all risks are identified, measured, monitored, and managed effectively.
Invest in staff development with our comprehensive Compliance Training programs. Empower individuals at all levels to understand their role in risk management and compliance to drive your organization's long-term success and avoid destroying business productivity when compliance and regulatory problems divert your team’s attention.
Ensure board members and executives understand their roles and responsibilities in governance and compliance. This training covers regulatory requirements, risk management principles, and best practices for oversight, enhancing the effectiveness of the board and executive team.
Director of Risk and Compliance Management
jschupp@pohlconsulting.com
Examination findings can range from documentation issues to systemic control weaknesses, and many institutions struggle to determine the best path to remediation. Industry-wide, departments often feel overwhelmed by the scope and pace regulators expect.
Pohl Consulting and Training, Inc. provides trust examination remediation support, helping institutions interpret findings, prioritize corrective actions, update controls, and strengthen governance. We created this offering because organizations repeatedly needed hands-on help responding to exam results efficiently and with regulatory confidence.
Many trust organizations rely on policy manuals that have not been updated in years, leading to inconsistencies, missing content, or misalignment with current regulations. Examiners increasingly flag outdated policies as a sign of weak governance or internal oversight.
Pohl Consulting and Training, Inc. conducts Trust Policy Manual reviews and updates, ensuring policies are accurate, current, and tailored to the organization’s operations and risk profile. We developed this service because institutions told us they struggled to keep up with ongoing regulatory expectations while managing day-to-day operations.
Not all institutions have the volume or resources to justify a full-time trust compliance officer. Many rely on part-time staff borrowed from other departments, which can leave gaps in oversight and documentation.
Pohl Consulting and Training, Inc. offers compliance consulting resources that provide supplemental or fractional support to help organizations maintain ongoing regulatory compliance. We created this offering because smaller or transitioning departments needed additional expertise without the cost of a full-time role.
Audit findings often overlap with regulatory expectations, but many institutions struggle to convert findings into actionable, prioritized improvements. Industry feedback shows that audit issues can linger simply because departments lack the bandwidth to address them quickly.
Pohl Consulting and Training, Inc. helps interpret audit findings, develop corrective action plans, and implement sustainable control improvements. We introduced this offering because organizations needed practical guidance, not just identification of the issues, to satisfy both auditors and regulators.
Exams often run smoothly when institutions conduct pre-exam self-assessments, documentation reviews, and internal testing. Without preparation, trust / wealth departments may face findings that could have been prevented through early identification.
Pohl Consulting and Training, Inc. conducts pre-exam readiness assessments, helping institutions understand likely areas of focus and ensuring documentation, policies, and oversight structures are in good order. We developed this service because institutions wanted a more proactive approach to mitigating exam risk.
Risk assessments are essential for identifying, categorizing, and mitigating trust-related risks, yet many institutions take a high-level approach that lacks structure or specificity. Regulators increasingly expect detailed, documented assessments that tie directly to internal controls and oversight.
Pohl Consulting and Training, Inc. offers Trust Risk Assessment services that evaluate operational, fiduciary, and compliance risks and integrate them into a structured, actionable framework. We created this service because clients needed risk assessments that met regulatory standards and supported stronger internal decision-making.
Segregation of duties is a fundamental control, but smaller or hybrid-staffed organizations often struggle to separate responsibilities effectively. Regulators commonly cite inadequate segregation as a control weakness.
Pohl Consulting and Training, Inc. reviews operational workflows and role assignments to ensure appropriate checks and balances are in place across administrative, investment, and oversight activities. We built this offering because many departments needed help identifying practical, regulator-acceptable ways to strengthen their internal controls.
Compliance testing often falls behind when staff wear multiple hats or when processes are not clearly defined. Regulators expect recurring, documented testing that aligns with the trust department’s risk profile.
Pohl Consulting and Training, Inc. builds or enhances compliance testing programs, including annual plans, testing templates, documentation procedures, and reporting structures. We developed this service because institutions needed a structured, repeatable approach to testing, not occasional, ad hoc reviews.
Many compliance issues can be traced back to unclear workflows, undocumented tasks, or inconsistent handoffs between trust operations and administration. Industry experience shows that operational clarity directly impacts compliance performance.
Pohl Consulting and Training, Inc. conducts operational risk and workflow assessments to identify weaknesses, refine processes, and improve documentation. We introduced this offering because clients needed compliance support embedded in everyday operational activities, not just in policies or testing routines.
New products or services create new compliance expectations, but many trust / wealth departments launch offerings without fully integrating them into their risk, policy, or control framework. This creates regulatory vulnerabilities during examinations.
Pohl Consulting and Training, Inc. assists with product and service oversight integration, ensuring new offerings are properly reflected in policies, procedures, risk assessments, and staff training. We created this service to help organizations grow safely while maintaining strong regulatory alignment.